down payment assistance programs
FloridaHousing.org First Time Homebuyer Program - info booklet
Seminole County Down Payment Assistance Program - info flyer
Seminole County Purchase Assistance Program - full manual
Seminole County Neighborhood Stabilization Program - web site info
Orange County Down Payment Assistance Program - info flyer
Orange County Neighborhood Stabilization Program - web site info
City of Orlando Down Payment Assistance Program - info flyer
Osceola County Down Payment Assistance "SHIP" Program - full manual
Osceola County Neighborhood Stabilization Program - web site info
credit building & counsel
Need help building your credit and saving for a down payment? These are excellent resources in the journey to home ownership:
HANDS of Central Florida, a HUD-Certified Housing Counseling Agency
HELP Community Development Corp., a HUD-Certified Housing Counseling Agency
The US Department of Agriculture offers payment assistance for households meeting certain income limits in certain eligible "rural" areas. There are parts of Orange, Seminole, Volusia, and Osceola counties that are surprisingly eligible! At 100% financing this loan requires NO down payment what so ever!
USDA "Single Family Housing Direct Home Loans" for low- and very-low-income applicants buying housing in rural areas.
Check address eligibility here
USDA "Single Family Housing Guaranteed Loan Program" for low- and moderate-income households buying housing in rural areas.